· v1.2.2
Smarter categorization and a real Restore Defaults
A focused release on category handling and sync reliability. Auto-categorization now uses your bank's own categories as a fallback, Restore Defaults actually restores everything including your groups, and a handful of quieter, more reliable sync improvements.
Categorization
- Auto-categorization now uses your bank's own category on a transaction when Basis can't match it to one of your categories itself. Uncategorize a transaction and let it re-run — you'll usually get a better guess.
- Fixed a missing space in the MTA keyword that kept transit charges from matching Transportation.
Restore Defaults
- Restore Defaults in Category Management now also re-seeds your default groups (Bills, Needs, Wants, Savings & Goals) so the restored state matches what you started with on day one.
- Transactions and payee rules pointing at a renamed user category now stay attached to a matching new default — e.g. if you renamed Groceries and later hit Restore Defaults, your Groceries transactions stick instead of all going uncategorized.
Sync
- Restores with a lot of history no longer cut off at 500 records. Everything comes back.
- Plaid syncs no longer re-push transactions that haven't actually changed, so syncs are quieter and don't flash a progress overlay when nothing moved.
- Apple Card and Apple Cash now show the most recent balance Apple has, instead of occasionally showing the oldest balance from when the account was first connected.
Under the hood
- Strengthened cloud vault handling — a transient read error can no longer cause the app to treat you as a new user and generate a fresh encryption key.
- Subscription purchases now carry your account ID forward, which paves the way for better renewal and refund handling down the road.