· v1.0.0
Basis Budget is on the App Store
After months of TestFlight, Basis Budget is publicly available. Private-by-default budgeting with real bank sync, two budgeting modes, and on-device encryption that keeps your transactions yours.
Connect your accounts
- Plaid for automatic transaction imports, balance updates, and smart categorization across banks, credit cards, and brokerage accounts.
- Apple Wallet for direct imports from Apple Card, Apple Cash, and Apple Savings.
- Or go fully manual if you'd rather not connect anything — every feature works without sync.
Two budgeting modes
- Zero-Based: every dollar gets a job. Real Left-to-Assign math, configurable reset dates, roll-over categories, and an anchor that stays continuous even when pendings post after the reset.
- Spending Limits: category caps with per-month rollover or rollunder — guardrails without the envelope ritual.
Private by default
- Transactions, accounts, and budgets are encrypted on your device before they leave. Our servers hold ciphertext, not your transactions in the clear.
- Full audit log you can export any time to see exactly what the app did and when.
- Delete Account removes everything — app data, cloud records, bank connections, auth record — in one confirmation.
Help & guide
- In-app link to a nine-chapter guide on basisbudget.com covering first-run setup, both budgeting modes, splits, restoring on a new iPhone, and what does and doesn't get encrypted.